Terni
A city of southern Umbria between the Nera and Serra rivers: an industrial steel city since the nineteenth century, with the AST steelworks still active, the city of Saint Valentine and the gateway to the Marmore Falls, Piediluco and the Valnerina.
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Overview
Steel city
Terni lies in south-eastern Umbria, between the Nera and Serra rivers. The Region's tourism portal recalls it as the "Italian Manchester": from 1832 its walls were demolished to make room for factories and hydroelectric plants powered by the waters of the Marmore Falls, and since 1884 the city has been tied to steel. The steelworks, today Acciai Speciali Terni of the Arvedi group, produce stainless steel flat products. Second World War bombing profoundly changed the urban fabric.
The city has Roman origins (Interamna Nahars, with a theatre, an amphitheatre and baths) and keeps in the basilica of San Valentino the relics of its patron saint, the protector of lovers.
Who lives here
Those who move here find an economy still shaped by heavy industry, a University of Perugia campus (industrial engineering, medicine, economics) and nature a few kilometres away: the Marmore Falls, Lake Piediluco with the national rowing centre, and the Carsulae archaeological area along the Via Flaminia.
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Living
- Cost of living
For the 2026/27 school year the Region offers Umbrian students with ISEE below the threshold a discounted annual pass, also valid on regional trains, to be requested by 31 December 2026, including at the Trenitalia ticket office in Terni. Municipal taxes are managed online through the Sportello Unico delle Entrate. Rents, OMI prices and the pass price are in the data.
- Housing
In Terni, social housing (ERS) is allocated through calls issued by the Comune: the latest one found, from 2023, offered 70 homes, required a low ISEE and at least five consecutive years of residence or work in Umbria, and its ranking lasted two years. Check the municipal website for new calls.
- Daily life
Residence is declared online via ANPR or by sending the ministerial form by email or PEC to the registry office at corso del Popolo 30; it is recorded within two working days. The bct municipal library lends books and has a children's section and a digital library. Local taxes are managed online with SPID or CIE.
- Familynot yet
- Pets
To enter with a dog, cat or ferret you need a microchip, an EU pet passport or health certificate and a valid rabies vaccination. Mandatory registration in the regional pet register, lead at all times and a muzzle to hand. Pets allowed on trains under Trenitalia rules and in apartment buildings by law.
Italy - Accessibility & inclusionnot yet
- Safetynot yet
Arriving and staying
- Entry & residence
Rules depend on who is arriving: EU/EEA/Swiss citizens (no visa, registration with the Comune after three months), non-EU citizens for stays up to 90 days (Schengen rule, type C visa where required) and for long stays (national type D visa and a residence permit within eight working days of arrival).
ItalySensitive - Relocationnot yet
- Transport
Terni is on the Rome–Terni–Rieti–L'Aquila line: since 1 January 2026 a new weekday train links Roma Tiburtina and Rieti, stopping at Terni and Marmore, with an evening return. Umbrian students have a discounted annual pass also valid on regional trains. The regional mobility agency has an operational office in town.
- Money & taxes
Euro, cards accepted almost everywhere, a legal cash limit. Anyone living in Italy for most of the year is tax resident and taxed on worldwide income under three IRPEF brackets; specific regimes exist for the self-employed (forfettario), inbound workers, foreign pensioners and new residents. Contributions go to INPS; annual return with the 730 or Redditi form.
ItalySensitive - Health
Terni hosts the most populous district of Usl Umbria 2 (viale Donato Bramante 37), with health centres and the Casa della Comunità on viale Trieste. The Santa Maria hospital is a separate hospital trust, a level-II emergency department (DEA) site affiliated with the University of Perugia. Bookings at CUP desks, Farmacup pharmacies and online.
Sensitive - Retirement
Non-EU pensioners enter with the elective residence visa, EU pensioners through free movement; public healthcare is accessible by compulsory or voluntary registration. Optional 7% regime on foreign income for those moving to small southern municipalities. Cheap houses in villages, services concentrated in cities.
Italy
Work and study
- Work
The leading name in Terni's economy is Acciai Speciali Terni (Arvedi group), which describes itself as Italy's market leader in stainless flat products, with welded tubes and special forgings. Industrial history includes chemicals, jute and hydroelectric power; the university trains industrial engineers in the city.
- Remote worknot yet
- Business
A VAT number (partita IVA) from the Agenzia delle Entrate for freelancers; for businesses the Comunicazione Unica to the Registro delle Imprese, which also notifies the Agenzia, INPS, INAIL and SUAP. Main forms: sole proprietorship, SNC/SAS, SRL and SRLS, SPA. Compulsory PEC, annual chamber fee, e-invoicing. Invitalia incentives; non-EU citizens need a self-employment permit or the investor visa.
ItalySensitive - Study
The University of Perugia's Terni campus, on strada di Pentima, has sites for Medicine, Engineering and Optics and Economics, plus the Narni site for Investigation and Security Sciences. Courses include Industrial Engineering, Medicine and Surgery, Nursing, and Optics and Optometry.
Discovering
- Identity
The Roman municipium of Interamna Nahars, named by the regional tourism portal as the birthplace of Emperor Tacitus, then a papal city until Italian unification; since the nineteenth century an industrial city of steel and hydroelectric power. Its patron is Saint Valentine, whose relics are in the basilica dedicated to him; February is the month of celebrations.
- Climate & environment
In 2024 Terni was among the few areas outside the Po Valley cited by the national environmental protection system for violations of the daily PM10 limit. The waters of the Marmore Falls are largely diverted for hydroelectric power.
- Culture & relationshipsnot yet
- Tourism
The Marmore Falls (165 metres, of Roman origin) run at full flow only during water-release times, more frequent in summer. In the city, the Cathedral, the Roman amphitheatre, San Salvatore, Palazzo Spada and the CAOS museum in a former chemical plant; nearby, Carsulae and Lake Piediluco.
- Food & leisure
Lake Piediluco hosts the national rowing centre, with kayak and pedal-boat hire and equipped beaches; residents can request the Marmore Card for the Falls online. In the city, the Secci theatre, the Terni Film Festival in November and a horror festival shared with Narni.
- Eventsnot yet
Community and services
- Services & opportunitiesnot yet
- People's experiencesnot yet
- Updatesnot yet
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Reviewed: 10/22/2026
Next review: 10/13/2027
Updated: 10/22/2026